CRED Customer Care

Organization: 

Email

  • support [at] cred [dot] club (For General Query)

Install App

Contact Support

Contact Through Chat :

  • Open the CRED app and click on 'get support'.
  • You have options to check recent conversations with support team, FAQs, and raise an issue
  • If you have already reported an issue to support team, you can check updates through the ‘recent conversations’ link
  • You can check the FAQs section to get answers to some common queries
  • In case you still need more help, click on 'need more help?' to raise an issue and get support from customer care team
  • Click on the query topic from the options provided on the screen or press on 'other issues' to get help on a specific issue
  • Support team will help you to get your query resolved

Contact Through Social Media :

For Grievance/Complaints

If your query/issue remains unresolved by CRED support, you can escalate it to :

  • If you have any query or complain, firstly you can contact to the Grievance Officer by mail at complaintsofficer [at] cred [dot] club or grievanceofficer [at] cred [dot] club
  • You can also Fill the form online .
  • Your issue will resolve within 30 working days.

Grievance Related To UPI Transaction

Step 1:

  • If your have any query or complaint related to UPI transaction, then you can contact support system through support [at] cred [dot] club .

Step 2:

Step 3:

Return/Replacement

  • For any Query or assistance related to return/replacement, please read

Comments

amount of Rs. 2750 paid for season mumbai LocaL pass not issued.

Amount of Rs. 2750 paid for season Mumbai LocaL pass not issued. Amount paid on19th November'2025
Rs. 2750/- not refunded.

Unable to Login to CRED App after transaction

Unable to Login to CRED App after transaction

Excess debuted and less credit

Has paid credit card payment for Citibank..

Amount debuted from my account was 12930/-
And credited I my card is 11900/-

1000/- less amount credited in my card..
Awaiting immediate reply. .
If not will consider as a robbed

Log in failure with registered mobile number

I have facing problem to login into cred app.
Facing issue with account

I'm facing the same issue,

I'm facing the same issue, did you get it resolved?

Not login my account

My account not opning

Deleted account re login

My account was deleted at last month . Now I need to login in back. pls do the needful

Money got transferred to other account instead primary account

Hi

Money which has been transferred just before was transferred to other account instead of my primary account. How is it possible. Need your response immediately.

Thank you

payment status showing Pending

Dear Sir,

I have made the payment of INR 3559 to Kotak Mahindra Bank credit card no ending 3064 yesterday at 3.30 pm through UPI using SBI bank, but still the payment is showing the status as pending payment till today. the bank is continuously following up for the payment.

Request you to please expedite the matter to clear the payment at the earliest

payment not credited in my accounts

I paid my Kotak Credit Card Payment Through your Cred Application by Axis Net banking but due to any error my accounts is debited but payment failed
payment made on dated 18th July 2025 but till date i.e. 22/07/2025 we can't get my refund in my accounts.

Transiction issue

Payment done by cred UPI but not reflecting transiction history and the payment not done but the money debit from the account plz solve

Credit Card payment paid but not

I pay my ICICI credit card payment by through cred app but not confirm by bank not deposit in credit card please reply & confirm back

Payment deducted from my account but refunded in my account

I paid my credit card bill on 9/6/25,Money got deducted from my account But the payment failed and the money was not returned to my account.and I have to pay extra amount to credit card bills. Who is the responsibal for that. I want my money back it's a huge amount.
I'm waiting for your response.

Worst service

I recharged using cred app in the morning. It's evening and yet to get confirmation not refund. I need to wait till tomorrow to get confirmation if the recharge was successful or refund will process. Worst service. Now because of this I'm unable to make another recharge or calls. Worst service

Am getting EMI reminder calls though i have cleared all the dues

I have paid my last EMI and cleared all my dues but still am getting reminder calls like still your EMI of rupees 2k or 2.5k is pending. This is really a worst experience am facing with Cred. Not even once i missed to pay Cred EMI as i took 6 loans till now and i paid all 6 loans and closed it and also i do have a proof.

Request to Close Cred Cash Flash Account and Update CIB

Dear Cred Team,

I kindly request you to close my Cred Cash Flash account and ensure that the closure is duly updated in my CIBIL credit report. Please confirm once the account has been closed and the necessary updates have been made.

Thank you for your assistance.

Best regards,
Anil kumar
kumaranil535 [at] gmail [dot] com
75**442**

Non-display of payer's phone number

It is suggested that the payee's phone number should also be shown in the payment history, since the payee requires the same for contact the party for future reference or enquiries.
Please do the needful.

Thanks and Regards
N Gnana Murthy

translation in wrong account

Yesterday i was transfer a money to my friend’s account but sent by mistake in another account
Amount is 30,000/-

Please help

My creadit card payment failed but amount debited My account not

Please reply

installment

Dear Sir,
I have taken a loan from CRED and my installment is due on the 3rd. Today, instead of 1 installment, 2 installments have been deducted. I want to know the reason for this.

No recharge application Not

No recharge application
Not registered id in login

Bike name transfer issues

Sell my bike to your team as 8months before but still name transfer not done from your side

Recharge program

I recharged my jio number money detect from my account, but not received in Jio.

Sir ji cred app se payment ke baare me

Sir ji maine on date 19july 2023ko BOBke cradit card Jo ki last digit no 2232 ka bill amount Rs 10143.98 send Kiya tha cred app dwara jo ki BOB me yeh amo unt show nahi ker rha haiso please update this matter
For thank

Unable to login to my cred account

"It seems to be an issue with your account."

Here are my details for reference:
Email ID: vendotidevasahayam143 [at] gmail [dot] com
Phone Number: 99088xxxxx
Kindly assist me in resolving this issue at the earliest. If the issue cannot be resolved, I request you to delete my account so I can create a new one.
Looking forward to your prompt response.
Thank you.
Best regards,
Vendoti Devasahayam

I am also having same issue

I am also having same issue how did it get resolved ?

Tution fees payment status is processing

Dear sir,

Yesterday one transaction payment is processing. 24 hours times already over but transaction status not change.

Kindly check my transaction & revert.

payment issue

Dear Sir

This is to inform you that on the 11th jan 2025 I paid my credit card bill 1200 rs which was cancelled & got notification 11th jan 2025 in whats app where the last submitting date was 11th jan 2025.After that in my cred app I got a notification that the payment would be credited to my card by 5th jan in between 5 working days. But today it is showing that the amount will be credited to my account on 11th jan 2025

Therefore please tell me why I would give the late fine because I paid that bill on time & clarify me this time when I will get the amount back .Please look into this matter & do the needful asap

My Loan details not getted

Good Evening,
My Self Mayur S. Shinde,
I have applied cred cash and i have get the cash,
But the cred cash all the information is transferred to other number.

money debited but not updated

my building tax payment was succes but not updated to receiver side.

I have closed my all three

I have closed my all three draws on 6 january but still the app is showing that your loan is not closed

Cred app not working

Dear sir, cred app is not working in mobile.

my application not working please check

account not active please confirm asap reply me. need to open this account.

Not mobile login

Hello sir my mobile not login

Login failed

Sir i can't login my account. Please solve this.

Payment Issue

i have made a transection on 11th of november 2024. 27000/-money is debit from my account but transection got failed. there is no response on emails and chat. kindly help me to get my money back

Did not get payment

Hi Team,

A friend transferred me 11k via Cred Rent Pay. The amount was deducted from his card, but I haven’t received any confirmation message, and there’s no transaction record in my bank or Cred statements. Upon checking, I noticed a different UPI ID linked to my bank account—it shows Cred’s UPI ID instead.

Could you please clarify when the funds will be credited to my bank account? I’ve attached screenshots for reference.

would request you to please solve the ticket issue.

Payment debit but transection got failed

hello team,
i have made a transection on 5th of november. money is debit from my account but transection got failed. there is no response on emails and chat. kindly help me to get my money back

Hi Team, I have tried to

Hi Team,

I have tried to reach out you via call but you cred member too busy to take my call.

Issue : last 30 October 2024 I have done the self account transaction that is 3000k from Kotak Bank to HSBC account, that day transaction was stuck with pending and it says it will take 3-4 days for transfer the money.
Today I saw the transaction and it's says successful but amount not credited to HSBC bank.
I reach out to bank as well, bank said amount not credited to HSBC bank account and there is no history.

Now tell me where is my 3000k amount, I need to know how is this happened ?

Transaction issue

Hi Team,

I have tried to reach out you via call but you cred member too busy to take my call.

Issue : last 30 October 2024 I have done the self account transaction that is 3000k from Kotak Bank to HSBC account, that day transaction was stuck with pending and it says it will take 3-4 days for transfer the money.
Today I saw the transaction and it's says successful but amount not credited to HSBC bank.
I reach out to bank as well, bank said amount not credited to HSBC bank account and there is no history.

Now tell me where is my 3000k amount, I need to know how is this happened ?

Requesting for update my credit bill .

Dear Team I paid 39828 rs in cred app still not credited to my bank kindly Refund me OR Add to my credit card ASAP.

Credit card bill payment processing

Ya to meri credit card bill payment kar dijiye
Ya to abhi refund kijiye

Need to refund my money

Hi Team,

I initiated a payment from my account on 29th April of 2024 at 1.28 pm and it has failed. The receiver initiated the refund on same daye 29th September 8.15pm.

But Till now, I have not received the amount. Please let me know the details and by when I can get the amount in my account.

Its really frustrating and feel like we have been cheated by CRED. Please look into this matter on priority.

Thanks, Prabu .M

Amount withdraw from cred

Amount withdraw from cred cash but credit in my account after 5 days. Now I don't have to need this amount and want to close my loan account.
Many times send mail to Cred but nobody response & Issue not resolved.

2 mobile number

माझ्याजवळ दोन मोबाईल नंबर वेगवेगळे नंबर आहेत आणि त्यांची वेगवेगळी क्रेडिट कार्ड आहे मी हा अॅप दोन्ही मर्च करू शकतो का

Amount not refunded in my account

Dear sir,
I have done my credit card payment through cred app on 7.oct.2024 but payment get failed & till now amount not refunded in my account. please do the needful ASAP.

Thanks
sukhvinder singh

PAYMENT ISSUE

Dear sir,
Today morning I am paying my RBL CREDIT CARD bill through credit app. But still that amount not received my credit card. Pls do the needful fast

Amount not refunded

I paid my credit card bill on 6/10/24 amount 9500 debited from account but bill not paid neither refunded please resolve the isshue

सर एक लोन लिया था मैंने

सर एक लोन लिया था मैंने जिसमें इंश्योरेंस चार्ज डाल दिया गया है कृपया मेरा चार्ज को रिफंड किया जाए/

Your issue resolved?

Your issue resolved?

Payment issue

Amount debited but amount not settled credit card due date 07 Oct please update

Double deduction from my account

Hello sir,

I paid HDFC credit card bill of Rs 18158 from cred app on 7 October 2024. First time it was rejected and second time it was successful. I checked my account to see that Rs 18158 has been deducted 2 times. please refund first rs 18158.

Plz refund as soon as possible

Loan installment deducted 2 times

Pls reverse my installment

Payment not received

My ac debited 11/10/2024 Rs 25098 Kotak life insurance payment but payment is debited but not received insurance co
And not refund please check urgent
Trns id LQJ99ZGN8YE
REF NO BD014255BAEAAAHPJPMY

Not paid bill my card

I pay 6 Oct 2024 my ICICI Bank credit card bill rs 25881.33 on cred , my amount reduction my bank account but no paid my ICICI credit card bill by cred

UPI not able to link

Not able to link my account to cred app it's reflecting try after 24 hours please check such a pathetic app u guys have

Reversal of debited amounts on account of credit card oayment

Hi, My amount of Rs. is debited three times from account, I was trying to pay Rs. 14841.94 for ICICI Bank credit card on 2 October, 2024.

All three transactions were failed and still no payment is breflected to my said credit card made.

Kindly arrange to resolve the issue at the earliest.

Money deducted but not credited to receiver account

Yesterday I send the educational fee using credit card,and amount is 70k deducted from my credit card but not received to the receiver account.Please resolve this issue ASAP.

Transaction Failure and Refund Request

I'm Akshay, and I need help with a failed transaction. On 23-Sep-2024, I tried to pay ₹15,000 for rent through CRED, but the transaction failed. Instead, ₹15,413 was debited from my ICICI credit card.

The payment didn’t reach my landlord, and I haven’t received a refund. I’ve attached screenshots of the transaction and an email from the bank confirming the debit.

Could you please investigate this issue and process a refund for the total amount.

Best,
Akshay

transaction failed and payment refund my account.

Dear Sir/Madam

I have paid my credit card bill on 08th September through cred application after the payment after 10 days payment got failed and money not yet refunded to my SBI account. Because of cred app negligence my HDFC credit card charged late fee 18th September. and my total amount got stucked rs.38354 in cred application only what is this ? How to pay my bill amount now ? Kindly refund my failed bill amount 38354 in my SBI account.

Payment yet not to be deposit idfc first bank

Ramdev sharma.
Sir, I have to pay 4/8/2024 IDFC first Bank bill of ₹ 30,000 through Cred App but the money has not been deposited in the bank yet. Credit limit is also not incres. And i dfce first bank said to not to yet received payment. My payment due date 6/8/2024 sir please resolved this my problem.

WORNG AMOUNT DEDUCTED

I PAID TO MY TO WBSEBL BY CRED APP.. DATED 05.09.24 AMOUNT RS. 4500/-. THROUGH MY CREDIT CARD. AMOUNT DEDUCTED MY A/C BUT FEW MINUTE SHOW TRANSACTION FAILURE BUT MY AMOUNT NOT RETURN

REFUND NOT COMPLETED

KINDLY REFUND MY PAYMENT ALSO DUE TO YOUR FAULT I HAVE TO PAY PENALTY KINDLY PAY MY MONEY 145960.60 U ARE DOING FRAUD

Credit card bill payment error

Sir/Ma'am,
I did a payment of amount 9979/- to my IDFC First Credit card ending with 2693 through CRED app at 12:32 hrs. but it is still in processing status. Today is last day of credit card bill payment; in case of failure of payment in time penalty and interest will be deducted from my account. So, kindly update my payment at the earliest and maintain your reliability and faithfulness.

Payment failed

My payment is not credited in my account payment is going in prosess plz help my credit card bill due date

not credited to the concerned credit card

Cred I made a payment of 27250 into one of my credit card from hdfc bank on 04.09.2024 it was not credited to the concerned credit card nor reversed back to my ac …. Need assistance

Refund Request for Failed Payment

I hope this message finds you well.

I am writing to request a refund for a payment that failed. On 31 Aug 2024, I attempted to pay ₹1,08,477.41 towards my RBL credit card bill, but the payment did not go through.

Could you please assist me in processing a refund for this amount? Additionally, I would appreciate any information on how long it typically takes for the refund to be credited back to my account.

Thank you for your assistance.

Amount not credited

I was make a payment before 4 days ago . still amount not credited my card . please solve my issue. Credit amount immediately

Rent via credit card

I have paid rent throught my credit card and its not processed and saying I will receive a refund in 5 -7 days May I know why I will take 5 7 days it has already been deducted I want my money right now in my bank account

Amount not credited

I will pay 7000 rupees in credit card through the credit app my amount was debited but amount will be not showing in the credit card,I will pay the amount 20th August 5 pm still my amount was not credited to my credit card this is very bad app please resend my money totally cheating

Interest charges added since Cred unable to pay to the Bank

I have been using CRED for a long time, This is the first time I have faced this problem.
I have paid the Credit card bill (52,000) using Cred on 1st of August for my SBI Credit card, usually the cred used to pay within the same day or next following day. But the cred paid and it got reflected in my SBI card on 6th August. due to which the SBI Bank added charges on my credit card more than 6k and almost 1.5k amount as interest.

I am purely not responsible to bear such a big amount since its issue from Cred side. Do let me know what the CRed is going to take action on this issue.

Farji Electroy City Bill App par Show hone related

A fake electric bill of 95 rupees has been shown on my charade app, which has also been paid by me, but in this month my original bill has also been shown which I have also paid, now I should pay the fake bill back or else. We also have to know how to show on acc.

standard chartered payment not reflected

I made a payment on 30th July 24 but till date payment not credited in standard chartered credit card and I'm not received the amount from your end also. Now SC Bank is calling me for payment, and they are charging me late payment charges also. Please find the payment details below and refund the money. That means I'll pay the payment, yeah, provide the payment where you paid to SC. Accordingly, I'll coordinate with them. 
UTR no- AXNFCN0695074726
Order id - 2D3L0JVDNGZZ

I have paid my credit card

I have paid my credit card payment of Rs. 11174 on 26-07-2024. But it is processing till now. When it will be complete?

Emi payment deduct two time

I have purchase a loan of rs 15000 from cred but at the emi time cred will be deduct 2 time emi from my account and 1 emi is susecfully deduct and second time emi bounce show and 500 rs charge will be add in my account pls check and reverse this 500 amount to my bank account

Hiii i have used CRED to pay

Hiii

i have used CRED to pay my credit card bill but it is still not reflecting in my credit card even through i got confirmation from bank

Payment not received

Sir payment not received but faield ho gya h or payment refund bhi nhi aaya plz. Help me

I could not login cred account

I could not login my cred account

Account issue in cred application

Issue resolved please

Not login mobile number

Automatic disabled my account no. and not login mobile number please help me

Amount credit error from credit card

Dear Sir/madam

This is MUKKI RAJASEKHAR I have HDFC Bank credit card last four digits 6013. I was sent Rs.20000 and charges Rs.500 total Rs.20500 to my account through on 18th Jun 2024, it is showing successfully but not credited in my account till now.
So please click and rectify the problem.

MY Upi Account Not Eligible

Sir,

Three Days After MY Bank Account Not Eligible In Your Application Any Reason

Reversal of amount

Hi
I am writing to you today regarding a recent transaction I made through Cred for an education payment.(UTR NO - YESB4086557xxxx)

As a valued customer of Cred for the past three years, I have always appreciated the convenience and efficiency your platform provides. However, I encountered an issue with a recent transaction due to a small mistake in the account number provided.

Unfortunately, the payment was sent to the incorrect account. Given the urgency of the matter and the importance of the payment for educational purposes, I urgently request your assistance in reversing the payment as soon as possible.

I understand that errors can occur, and I trust in Cred's commitment to customer satisfaction. Therefore, I kindly demand that the payment be reversed promptly to ensure that the funds are directed to the correct account without delay.

If there are any additional steps or information required from my end to facilitate the payment reversal process, please do not hesitate to let me know. I would greatly appreciate your immediate attention to this matter.

Education fees payment issue

Respected sir on 02/10/2024 I was paid education fees in credit app 19887 rupees but payment not successful and my mone was not return in my credit card.so please return my money as soon as possible because it's urgent

Amount number missing but amount debit

I just want to refund my money back, account number was missing but money was debit my ICICI credit card

Change number

I am loss my number i want to change my number

Fastag recharge

Dear Sir/Mam,

As i made the payment of Rupees 300/-+100/ as on dated 20-March-2023 but the amount not reflected in my Fastag amount transaction in process its show payment please resolve this issue .

Regards,

Prabhuji
Con. No. *******425

Regarding cred cash

Sir I want withdrawal cred cash but showing not I have already 1 loan with cred whose 3 emi remaining I want some more withdrawal but not processing what can I do.

Wrong Tenure in CIBIL

I took a loan for 60 Months EMI But CIBIL Report shows only 12 months. Because of this None of the bank is providing me the loan I needed

Foreclosure done but emi debited

Cred team

After repeated conversation with your underrated knowledge less call center executives I am sick and tired of there foolish answer

I have made the complete loan amount payment of 503743 on 29th jan 2024 yet cred team is not providing confirmation and it's so annoying to say they have debited another 20 Thousand for emi even after paying the complete loan amount

When will I get an answer such a big financial company should not take 10 days to resolve the foreclosure issue

Very very bad i will never recommend cred to any in my life

Customers please don't trust these marketing adds and become fools

They actually make us fools and cred is ranked 1 amongst the all