Banks

Procedure For Mobile Banking

1. Mobile banking allows customers to access banking services through their mobile phone at any time.
2. Mobile banking allows customers to use their mobile phone to:
   • Transfer money, Pay for goods and services, Check account balance and statements and Manage cards, deposits, and other banking services.
     
     
3. All banks licensed and regulated by the Reserve Bank of India (RBI) and having a physical presence in India are permitted to offer mobile banking services.
4. Mobile banking services can be used by:
   • Customers having a savings account or current account, hold a debit card, and have their mobile number registered with the bank.
5. Banks follow RBI-mandated strong customer authentication, such as OTP, MPIN, or biometric verification.
6. Complaints related to mobile banking services are addressed under the Banking Ombudsman Scheme.
7. Banks are required to inform customers about:
   • Risks involved in using mobile banking services
   • Customer responsibilities
   • Customer liabilities in case of unauthorised transactions
   

Registration and Setup

• Download the official Mobile Banking Application from Google Play Store (Android) or Apple App Store (iOS) OR from the bank links provided below.
  

  Sr No.	Bank
  1	State Bank of India (SBI)
  2	Punjab National Bank (PNB)
  3	HDFC Bank
  4	ICICI Bank
  5	Axis Bank
  6	Kotak Mahindra Bank
  7	Bank of Baroda
  8	IndusInd Bank
  9	Yes Bank
  10	Union Bank Of India
  11	Bank of India
  12	Unity Small Finance Bank
  13	Citibank
  14	Central Bank of India
  15	Indian Overseas Bank
  16	UCO Bank
  17	SBM Bank
  18	AU Small Finance Bank
  19	IDFC First Bank
  20	Dhanlaxmi Bank
  21	Karur Vysya Bank
  22	HSBC Bank
  23	Tamilnad Mercantile Bank
  24	J&K Bank
  25	RBL Bank
  26	Karnataka Bank
  27	Federal Bank
  28	City Union Bank (CUB)
  29	Canara Bank
  30	DCB Bank
  31	Standard Chartered Bank
  32	IDBI Bank
  33	Indian Bank
  34	Punjab & Sind Bank
  35	Catholic Syrian Bank (CSB)
  36	Fino Payments Bank
  37	Bandhan Bank
  38	India Post Payment Bank
  39	South Indian Bank
  40	Bank Of Maharashtra
  41	Saraswat Bank
  42	Shinhan Bank
  43	Nainital Bank
  44	Airtel Payment Bank
  45	Jio Payment Bank
  46	Paytm Payment Bank
  47	NSDL Payments Bank
  48	Capital Small Finance Bank
  49	Equitas Small Finance Bank
  50	ESAF Small Finance Bank
  51	Jana Small Finance Bank
  52	Shivalik Small Finance Bank
  53	Suryoday Small Finance Bank
  54	Ujjivan Small Finance Bank
  55	Utkarsh Small Finance Bank
  56	Slice Small Finance Bank
  57	Andhra Pradesh Grameena Vikas Bank

• Open the Application and select "New Registration" or "Sign Up".
• Enter the mobile number registered with your bank account.
  • Verify your identity by entering the One-Time Password (OTP) sent to your registered mobile number.
• Provide the required account details or debit card details, as requested by the bank.
  • Create your User ID, login password, or MPIN for secure access.
  • Complete the activation process by following the instructions provided by the bank.

NOTE:

• Use only your bank's official mobile banking App, downloaded from the Play Store or App Store.
  
• If you forget your password, reset it using the "Forgot Password" option.
• If a transaction fails, check your internet connection and wait for a refund.
• If fraud is suspected, immediately block your account/card via the App or call customer support.
  
• You can also refer to the following related resources for additional guidance:
  • Banks Credit Card Hotlisting Numbers
  • Banks Debit Card Hotlisting Numbers
  • Safety Tips For Bank Customers (To Avoid Fraud)